Structural changes in the German banking sector in the post-crisis phase

Eugeniusz Gostomski , Elżbieta Skąpska


The article is based on an analysis of structural and effectiveness changes in German banking sector that have taken place as a result of the global financial and economic crisis. Painful consequences of this crisis have not been fully buffered yet. The basis for the analysis was the research performed by German authors and statistical data that concern all the three pillars of the banking system in Germany. Functioning of banks is significantly influenced by the new regulations in the fields of financial liquidity and capital requirements. Those regulations overlap with the phenomena such as low interest rates, demographic changes in German society, progressive digitalization of banking processes and advancing competition from a direction of technology companies. They constitute a great challenge for banks. The challenge that has to be met if, in the long term, banks wish to maintain a strong position on the financial market. Similar problems also trouble banks in other countries. Thus, studying German experiences, in the field of adjusting banking to the functioning in new external conditions, may be useful while solving the problems of banks from outside Germany
Author Eugeniusz Gostomski
Eugeniusz Gostomski,,
, Elżbieta Skąpska (FEM / DMEcon)
Elżbieta Skąpska,,
- Division of Managerial Economics
Publication size in sheets0.75
Book Wandel Jürgen, Kamińska Katarzyna (eds.): Polityka gospodarcza Niemiec i Polski w kontekście europejskim. Aktualne tendencje i implikacje dla współpracy bilateralnej , 2019, Oficyna Wydawnicza SGH, ISBN 978-83-8030-282-2, 216 p.
Internal identifier000045627
Languageen angielski
LicensePublisher website (books and chapters only); published final; Other open licence; with publication
Score (nominal)20
Score sourcepublisherList
ScoreMinisterial score = 20.0, 04-02-2020, MonographChapterAuthor
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